HAZARD MITIGATION

National Flood Insurance Program

Who needs flood insurance? Everyone. And everyone in a participating community of the National Flood Insurance Program (NFIP) can buy flood insurance. Nationwide, almost 20,000 communities have joined the Program.

Recent regulations emphasize the need for State, Tribal, and local entities to closely coordinate mitigation planning and implementation efforts. The Regional Planning Commissions throughout the state have contracted with the New Hampshire Homeland Security and Emergency Management (NH HSEM) to provide technical support to communities in their region during the formation of hazard mitigation strategies. For the Pre-Disaster Mitigation (PDM) program, local jurisdictions must have an approved mitigation plan to receive a project grant. Plans approved any time after November 1, 2004 will make communities eligible to receive PDM and Hazard Mitigation Grant Program (HMGP) project grants.

LRPC has assisted in the development of the following Hazard Mitigation Plans:
- Approved by FEMA (as of February 2025) - Belmont, Bridgewater, Center Harbor, Effingham, Northfield, Sanbornton, Tilton, Tuftonboro
- Under development (as of February 2025) - Andover, Gilmanton, Moultonborough, Wolfeboro